Disclaimer: This tool provides estimates and educational insights only. It does not constitute financial advice. Results are based on the information you provided and are for illustrative purposes only. Always consult a licensed financial professional before making financial decisions.
CredWise AI ("we", "our", or "us") respects your privacy and is committed to protecting your personal information.
When you use CredWise AI, we may collect the following types of information:
We use the information we collect to:
We do not sell, rent, or trade your personal information to third parties. Your financial inputs are processed to generate your plan and are not shared with advertisers or data brokers.
We use cookies and similar tracking technologies to improve your experience, remember your preferences, and analyze site usage. You may disable cookies in your browser settings, though some features may not function as intended.
Our app may link to or recommend third-party financial products and services. These third parties have their own privacy policies, and we are not responsible for their data practices. We encourage you to review their policies before submitting any personal information.
You have the right to request access to, correction of, or deletion of your personal data at any time. To exercise these rights, contact us at info@credwiseai.com.
We may update this Privacy Policy from time to time. When we do, we will revise the effective date at the top of this page. Continued use of CredWise AI after changes constitutes acceptance of the updated policy.
CredWise AI
1846 E Rosemeade Pkwy #1015
Carrollton, TX 75007-2637
United States
Email: info@credwiseai.com
By accessing or using CredWise AI, you agree to be bound by these Terms of Service. Please read them carefully.
CredWise AI is an educational financial tool designed to help users understand their financial situation. The information, calculations, and recommendations provided through this platform are for informational and educational purposes only.
Nothing on CredWise AI constitutes financial, investment, legal, or tax advice. CredWise AI is not a licensed financial advisor, credit counselor, or lender. The results and recommendations generated by this tool should not be relied upon as a substitute for advice from a qualified professional.
All calculations, estimates, and projections are based on the information you provide and are subject to the assumptions built into our models. We make no guarantees regarding the accuracy, completeness, or timeliness of any results. Actual outcomes may vary significantly.
You are solely responsible for the accuracy of the information you enter into CredWise AI and for any decisions you make based on the results. You agree to use the platform only for lawful purposes and in compliance with these Terms.
To the fullest extent permitted by applicable law, CredWise AI and its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on this platform or its content.
We reserve the right to modify, suspend, or discontinue any part of CredWise AI at any time without notice. We may also update these Terms at any time. Continued use of the platform following any changes constitutes your acceptance of the revised Terms.
We reserve the right to terminate or restrict your access to CredWise AI at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, third parties, or our interests.
CredWise AI
1846 E Rosemeade Pkwy #1015
Carrollton, TX 75007-2637
United States
Email: info@credwiseai.com
CredWise AI participates in affiliate marketing programs. This page explains how that works and what it means for you.
Some of the links and product recommendations featured on CredWise AI are affiliate links. This means that if you click on a link and subsequently apply for or purchase a product or service, we may receive a commission or referral fee from the company at no additional cost to you.
Affiliate relationships help us keep CredWise AI free for all users. We appreciate your support when you choose to use these links.
Using an affiliate link does not increase the cost of any product or service you purchase. The price you pay is the same whether you use our link or navigate to the provider directly. In some cases, our partnerships may result in exclusive offers or rates for our users.
We strive to recommend products and services that are genuinely relevant to your financial situation. Our algorithm suggests products based on your debt profile, credit situation, and stated goals. However, the presence of affiliate compensation may influence which products are displayed.
CredWise AI is not responsible for the products, services, terms, or outcomes provided by third-party companies. All affiliate partners operate independently, and your relationship with them is governed by their own terms and conditions. We encourage you to review all terms before applying for any product.
If you have questions about our affiliate relationships, please contact us at info@credwiseai.com.
Please read this disclaimer carefully before using CredWise AI. It describes the nature and limitations of the information we provide.
All content, tools, calculators, analyses, and recommendations provided by CredWise AI are intended for educational and informational purposes only. CredWise AI is designed to help users better understand their financial situation and explore potential strategies — not to provide personalized financial advice.
CredWise AI is not a registered investment advisor, financial planner, broker-dealer, or credit counselor. Nothing on this platform should be interpreted as professional financial advice. Our team does not hold licenses to provide financial, legal, tax, or investment advice.
All figures, projections, timelines, and savings estimates generated by CredWise AI are based on the data you enter and simplified mathematical models. They are approximations only. Actual results will depend on factors including but not limited to: changes in income, interest rate fluctuations, lender decisions, economic conditions, and your own financial behavior.
CredWise AI makes no guarantees about the accuracy of its estimates, the availability of any recommended financial products, or the outcomes you may experience by following any strategy generated by the platform.
We strongly recommend that you consult with a licensed financial advisor, credit counselor, or attorney before making any significant financial decisions — including but not limited to taking out loans, filing for bankruptcy, applying for new credit, or making large purchases. A qualified professional can provide guidance tailored to your specific circumstances.
Questions about this disclaimer? Contact us at info@credwiseai.com.
CredWise AI
1846 E Rosemeade Pkwy #1015
Carrollton, TX 75007-2637
United States
Monday – Friday
9:00 AM – 6:00 PM CST